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Disability Insurance


  • assist you in determining proper amount to obtain
  • assist you in selecting the best disability insurance plan for your situation
  • shop the market for best value
  • get policy underwritten in proper manner to minimize risk of problems at claim time


Health and Dental Benefits


  • group plans
  • individual plans
  • association plans



Life Insurance


  • assist you in determining the correct amount and type to obtain
  • teach our clients the differences between term, universal life, term to 100 etc.
  • use of advanced software to survey the Canadian market



Employee Benefits Plans : Insurance and pension (RRSP/DPSP)


  • assist in plan design to meet corporate objectives
  • obtain quotations from various companies
  • aggressively negotiate renewals with existing carriers



Also Critical Illness and Long Term Care Insurance